Financing Plans
Choose the Plan That Fits Your Budget
We offer multiple financing options through Synchrony Bank so you can pick the monthly payment that works for your household.
26 Months
0% APR
No interest if paid in full within 26 months
Ideal for panel upgrades, full HVAC replacements, and whole-home rewiring. Make equal monthly payments and pay nothing in interest when paid off within the promo period.
Up to 120 Months
Fixed APR
Extended terms with predictable monthly payments
Stretch larger projects across longer terms for a lower monthly payment. Great for generator installs, heat pump systems, or multi-service bundles.
Revolving Credit
Synchrony HOME
Use it again for future repairs and service
Keep your Synchrony HOME line open for ongoing maintenance, emergency repairs, or future upgrades — at participating locations nationwide.
Why Synchrony
Fast, Secure, and Hassle-Free
Instant online decision
No prepayment penalties
Secure application with Synchrony
No home equity required
Won’t affect your mortgage
Approved in minutes
What You Can Finance
Popular Projects We Finance
Electrical Panel Upgrade
Modernize 100A panels to 200A service without paying upfront.
Whole House Rewiring
Replace aluminum or knob-and-tube wiring safely on a monthly plan.
Furnace or AC Replacement
Finance new high-efficiency HVAC systems — often below your current utility bills.
Heat Pump Installation
Qualify for 0% financing on energy-efficient heat pump systems.
Generator Installation
Protect your home from PG&E outages without the upfront cost.
EV Charger Installation
Finance Level 2 chargers and panel capacity upgrades together.
Ready to Apply?
Apply online with Synchrony Bank in minutes. Most applicants receive an instant decision and can begin their project the same week.
Disclosure
Financing provided by Synchrony Bank. Subject to credit approval. Minimum monthly payments required. Promotional financing offers (including 0% APR for 26 months) are available on qualifying purchases. Interest will be charged from the purchase date at the standard APR if the promotional balance is not paid in full within the promo period. Actual terms, rates, and available plans depend on creditworthiness and project size. See your Synchrony agreement for full terms. Five or Free Electrical Heating and Air Solutions is not a lender and does not issue credit. CA LIC #1002667.
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